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ALKHAIR MICROFINANCE CO-OPRATIVE
Annual General Meeting will be held on 21.12.2020 at I.M.A. Hall South Gandhi Maidan, Patna from 10.00 A.M
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Aims & objectives:-

  1. To promote economic and social betterment of its members through mutual co-operation and in accordance with the co-operative principal as defined in the First Schedule to the Act.
  2. To encourage and provide facilities for thrift, self help and co-operation amongst the members.
  3. To create funds to be lent out to, or invested for its members, or for their benefit subject always to the provision of the Act and the rules.
  4. To facilitate the operation of, and to co-operative with, other co-operative societies.
  5. To encourage and enable members for savings and to keep their such savings and other funds with the society as recurring, demand or term deposit without any charge or condition for payment of dividends, interest or opportunity cost thereon.
  6. To give loans and advances to members and levy service charge thereon subject to the mode and period of repayments, method of computation of the service charge, nature and type of security and other rules and regulation framed for the purpose by the Board of Directors of the Society. No interest, as such, shall be levied on such loans and advances to members.
  7. To procure and purchase items in the nature of personal requirements, educational  needs, domestic consumption, business and professional use and provide these on hire,

 or supply on outright cash down basis, installment basis or hire-purchased basis, earning profit in the process in favour of the Society.

  1. To provide financial and other services to the members at nominal service charges.
  2. To promote one or more subsidiary institution, which may be registered under any law for the time being in force, for the furtherance of the objects of the Society.
  3. To do such other things incidental or conductive to all or any of the above mentioned {section 5(a) to 5(i)} objects.

Functions:- In furtherance of the above objects, the society may undertake any or all the following activities:

  1. Creating awareness about Co-operative Principal and increasing membership base of the Society.
  2. Encouraging savings by the members and ensuring deposits in different funds of the society.
  3. Establishing and promoting self help groups among deprived and marginalized section of the society. Special attention will be given to women.
  4. Lending to members under different scheme.
  5. Procuring financial and other service to the members.
  6. Providing financial and other services to the members.
  7. Other functions incidental to and in consonance with the objects as decided by the Board from time to time.
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